The Tier 1 Capital Blog

How to Increase Your Net Worth
How to Increase Your Net Worth

Make no mistake about it – whether you finance through conventional methods, through a bank or a finance company, or with using our process and borrowing against your cash value – every payment you make will increase somebody’s net worth. Using our process, you will increase your net worth.

Benefits of Life Insurance for Kids
Benefits of Life Insurance for Kids
  Once they reach adulthood, they'll have access to their policy’s cash value. They could buy their first car. They could help fund college. They could put a down payment on a house.   Are you thinking about buying a life insurance policy on a…
Qualified Plans: The Hidden Truth
Qualified Plans: The Hidden Truth

For many people, the term 401k is synonymous with retirement preparation, and sometimes represents the full extent of
their preparedness. Such accounts are often included as part of a benefits package provided by employers, and chances
are if you have one, most of your retirement savings are being deposited into this account.

5 Types Of Life Insurance Policies
5 Types Of Life Insurance Policies

Are you thinking about buying a life insurance policy, but aren’t sure what to do because there are so many options? Well, stick around to the end of this video, because we’re going to go over the five different types of life insurance policies.

Who is teaching you the rules of the financial game?
Who is teaching you the rules of the financial game?

We would like to outline what it means for us to be a financial
advisor for our clients, and it’s not dissimilar to the relationship a golfer has with their caddie.

Secrets of a Wealth Creator: How to Buy, Borrow, and Pay Smarter
Secrets of a Wealth Creator: How to Buy, Borrow, and Pay Smarter

We all want to make the most of the resources available to us; to be as efficient as we can be while also avoiding wealth transfers. Once a decision has been made to part with our dollars, it is permanent. Since we can never have those dollars back again, it makes sense to spend them wisely.

Why My Clients Choose to Work With Me
Why My Clients Choose to Work With Me

Lifestyle money represents the dollars you are spending to maintain your current standard of living: where you live, what you eat, where you vacation etc. For many people, this is where the conversation ends. While everyone wants to solve their financial problems, reducing their current standard of living is not a popular option.

Mortgages: Spoiled for Choice
Mortgages: Spoiled for Choice
It is likely that during your lifetime you will allocate more dollars to the place you are going to sleep than anything else. As such, the potential to transfer your wealth away unknowingly and unnecessarily as a result of decisions made surrounding your mortgage is…
How GameStop changed the way we think about the stock market.
How GameStop changed the way we think about the stock market.

Where is it written that, in order to make money in the markets, you have to lose 30%, 50%, or even 70% of your money? Do you ever feel like you’re playing a rigged game? A game that’s set up for them to win and for you to lose? Find out how you can develop a strategy that would prevent you from ever losing money ever again!

Becoming the beneficiary of your own life insurance policy: How to use the living benefits
Becoming the beneficiary of your own life insurance policy: How to use the living benefits

We all know the death benefit when it comes to life insurance policies, but how would you like to become the beneficiary of your own policy? Well, stick around to the end of this video, because we’re going to show you how to take advantage of the living benefits of life insurance.

How do policy loans work?
How do policy loans work?

Are you thinking about taking a policy loan but aren’t quite sure how it works? We’re going to show you the pros and cons and exactly how policy loans work!

What am I doing wrong financially?
What am I doing wrong financially?

Do you make a great income, but still can’t seem to get ahead financially? Are you doing all the right things, paying cash for purchases, keeping your debt at a minimum and saving as much as you can for your future, but still feel like you’re living paycheck to paycheck? Well, stick around to the end of this video, because we’re going to pull back the curtain on conventional wisdom and show you exactly why you can’t seem to get ahead.

How to shift your money to become financially free!
How to shift your money to become financially free!

Have you ever had the thought “if only I could earn some more income, then I could finally reach my financial goals.” We’re going to show you why it’s not your income that’s holding you back and how some simple shifts in how you’re using your money can help you reach financial freedom.

How does money work in my life?
How does money work in my life?

We all make, earn and use money but have you ever really thought about how money works in your life? We’ll show you how to put money to work for you rather than having you working for money!

How to get ahead with your money.
How to get ahead with your money.

Have you ever felt like you’re doing all the right things financially, but you still can’t seem to get ahead because every time you need access to money, you need to borrow? We’re going to show you exactly how our approach is different from traditional financial planning.

How does inflation effect me?
How does inflation effect me?

We’ve all heard of inflation, but have you considered the impact inflation is having on your ability to get ahead financially? We’re going to show you exactly how much inflation can hinder your ability to reach financial freedom. 

Opportunity Cost vs. Rate of Return
Opportunity Cost vs. Rate of Return

For every dollar that goes through our hands, we could only make two choices with it. We can either save it or spend it. Opportunity cost is the potential future value of your spent money. While others may tell you to chase rate of return, we’ll show you why opportunity cost is how you should be thinking!

Making Compound Interest Work For You
Making Compound Interest Work For You

Do you think earning compound interest on your money is a good thing or a bad thing? If earning compound interest is a good thing, when would you want to start, as soon as possible? And if you want to start as soon as possible, when would you want to stop? Never. Watch to the end to find out how you can make compound interest work for you!

How do I pay off my debt?
How do I pay off my debt?

Are you thinking about paying off debt? Did you know that the average American household now carries over $137,000 in debt? Also in a recent survey, it was found that the average American households spends 34.5% of their after-tax income, just to pay their debt. If you’re working that hard just to pay off your debt, how in the world are you going to be able to save? Watch to the end of this video to find out how you can make your money work for you

Interview With Brian Peters
Interview With Brian Peters

Brian Peters interviews Tim Yurek about why he is so passionate about his clients and why his approach to money is different than the other guys. Tim dives in to what mistakes his clients are making and how they can turn their life around!

How do I protect my money from inflation?
How do I protect my money from inflation?

You have heard of inflation, but have you ever wondered how you can protect you and your family from its eroding effect? We are going to teach you exactly how the infinite banking concept can protect you from inflation. Inflation is the rise in price of goods and services and it reduces the purchasing power of our dollars. The problem is, the longer we hang onto our money, the less it can buy for us. This video will cover the 6 ways you can use Whole Life Insurance to protect yourself from the effects of inflation. These personal finance tips can help you regain control of your money.

How do I get the ultimate return on my investment?
How do I get the ultimate return on my investment?

Real estate investors realize the importance of leverage. Leveraging your money can maximize your rate of return. But, what if there was a way to amp up you leverage to get an even higher rate of return from your real estate investment? Are you wondering how do I get the ultimate return on my real estate investment? How do I know which process is right for me? Can I use my life insurance policy to invest in real estate? Is there a way to use leverage in an effective manor? Watch to the end to learn how you can make the ultimate return on your real estate investments!

How much should you contribute to your retirement plan?
How much should you contribute to your retirement plan?
Which is better- A 15yr or 30yr mortgage?
Which is better- A 15yr or 30yr mortgage?
Funding Your Child’s Education
Funding Your Child’s Education
Want to start saving for your child’s future but don’t know where to start? Conventional wisdom tells us to save for college in one account and save for retirement in another. With so many options out there, it can be confusing which one might be…
How to save money without reducing your lifestyle!
How to save money without reducing your lifestyle!
      Want to know how to save money without reducing your lifestyle? In today’s video, we offer tips on how you can tell if you’ve lost control over your money. An example is, needing permission or approval in order to access your money.…
Are you too old to start using the infinite banking concept?
Are you too old to start using the infinite banking concept?
    “The best time to plant a tree was 20 years ago. The second-best time is now."     – Chinese Proverb Do you find yourself wondering if you’re too old to start using the infinite banking concept? Well, unless you’re done buying things, you’re not…
How to repay your debt using the IBC policy
How to repay your debt using the IBC policy
How to repay your debt using the IBC policy! Many of us put off saving because we want to repay our debts first. We end up in a debt cycle, Income -> Repay debt ->Borrow money ->Income. When you delay compounding to pay debt, your…
How do banks operate?- Implementing the infinite banking concept
How do banks operate?- Implementing the infinite banking concept
Have you ever found yourself wondering how banks make money? Do you want to learn how to regain control of your money? In this video we break down the process behind running a bank, and then we break down how you can keep your money…
How to choose an insurance company for the Infinite Banking Concept.
How to choose an insurance company for the Infinite Banking Concept.
In this video we break down the important things to consider when choosing an insurance company for the infinite banking concept. 1.) Choose the right agent 2.) The process is much more important than the product 3.) Make sure the company you choose is a…
Why use whole life insurance for the infinite banking concept?
Why use whole life insurance for the infinite banking concept?
If someone can get your money, is it really yours? In today’s video we compiled a list of six reasons why you should use whole life insurance for the infinite banking concept. 1. Control 2. Safety 3. Guaranteed growth 4. Collateral opportunities 5. Tax deferred…
What are the benefits of whole life insurance?
What are the benefits of whole life insurance?
What are the benefits of whole life insurance? In this video, we explain whole life insurance benefits and why they are essential in any diversified portfolio. A benefit of whole life insurance is that your money is continuously being compounded. There are three known factors…
How to navigate the current economic downturn.
How to navigate the current economic downturn.
  Were you prepared for an economic downturn? Given the current situation, many people were not financially prepared for the effects of Covid-19. Whether you’ve been laid off or are now working from home, most people are struggling financially. You may have a few options…
Why Are We So Passionate About Helping Our Clients?
Why Are We So Passionate About Helping Our Clients?
What makes us so passionate about helping our clients become financially independent?   https://youtu.be/IdyFZRer-10 With over 35 years of experience in the financial services industry, we have seen how following conventional wisdom can lead you astray. What makes us so passionate about helping our clients…
Meet George and Beth: A Middle Class Family With No Way to Pay for Their Children’s College
Meet George and Beth: A Middle Class Family With No Way to Pay for Their Children’s College
Meet George and Beth: A Middle Class Family With No Way to Pay for Their Children’s College George and Beth purchased a lovely home in a safe and quiet neighborhood shortly after they wed.  As a two family income, both worked 9 to 5 jobs…
Tier 1 Capital knows there is another way to save for retirement – a system that pays you.
Using plans designed for heavy cash accumulation, Tier 1 will help you find where you are giving your cash away and teach you how to keep that cash at the tips of your fingers. Our method creates a “pool of cash” that can be used…
It isn’t good to be true. It’s an effective solution to retirement savings and debt accumulation.
Tier 1 was founded out of the frustration we all experience with trying to get ahead.  Our founder spent nearly a decade in financial services doing things the conventional way.  Paying down his debts and maxing out his 401K every year didn’t get him anywhere…
Think you know the problem with the debt & deficit?
Think you know the problem with the debt & deficit?
https://www.youtube.com/watch?v=EW5IdwltaAc Search for:   Becoming financially independent isn’t as hard as you think it is. It starts by taking control of your money.  
Suze Orman and Dave Ramsey Discuss “Bank on Yourself”
Suze Orman and Dave Ramsey Discuss “Bank on Yourself”
https://www.youtube.com/watch?v=5FqBLNBsi50 Search for:   Becoming financially independent isn’t as hard as you think it is. It starts by taking control of your money.  
The Broken Window Fallacy
The Broken Window Fallacy
https://www.youtube.com/watch?v=gG3AKoL0vEs Search for:   Becoming financially independent isn’t as hard as you think it is. It starts by taking control of your money.  

Becoming financially independent isn’t as hard as you think it is.
It starts by taking control of your money.