Meet the Tier 1 Capital Team
Our mission is to help you achieve financial freedom, stability, opportunity—and ultimately—financial peace of mind.
We do this with a four-step process designed to help you identify where you are currently surrendering control of your money unknowingly and unnecessarily, reduce your risk and maximize your return without sacrificing your current lifestyle, and use the tax code to prevent your money from being taxed more than once.
Meet the team members carrying out this mission daily for clients just like you!
Tier 1 Capital Team
Tim Yurek is the founder and CEO of Tier 1 Capital, a leading national financial consulting firm.
Over his 35+ year career, he has worked with thousands of families across the country helping them achieve their financial goals, including sending their children to college, purchasing a new home or property, planning for business succession, and successfully navigating their way through all stages of their financial journey.
As a veteran and thought leader in his space, his insights have been featured on major media such as Bloomberg TV and have earned him a seat at the Million Dollar Round Table – a global, independent association of the world’s leading life insurance and financial service professionals. In addition, Tim has earned the designation of “Top of the Table” within the Million Dollar Round Table, which recognizes the top 1% of professionals in his industry globally.
As CEO of the company, Tim plays a foundational role in supporting the business. Everything from designing financial plans to identifying funding sources to implementing these plans and securing funding. All of this work is powered by the unique application of Tier 1 Capital’s Growth Process.
Tim’s promise to clients is to help them truly experience financial freedom by using strategies that minimize risk, increase accessibility, and put them in control of their money.
For over 40 years Tony has provided services that enable his clients to secure their financial future. Beginning his career in Insurance and Financial Services in 1977, he developed an expertise in privatized banking about 20 years later. Meeting and studying with Nelson Nash, the founding father of Infinite Banking, gave Tony a better way to help his clients.
Tony helps individuals meet their personal needs, the financial needs of their families, and the financial management needs of their businesses. Handling business insurance, estate planning, and business continuity planning, he understands that the longevity of wealth depends on more than putting money away in family savings or retirement accounts.
An approved instructor for Continuing Education Credits for CPAs, Tony helps maintain the integrity of the industry by aiding other CPAs with new techniques to help their clients. Involved in the community, he dedicates his time as a member of many organizations like the Estate Planning Council of Northeastern Pennsylvania. His community involvement also includes being active on the Hospice Community Care board.
When he isn’t giving back to his clients and the community, Tony can be found cross-country skiing, fly fishing, or enjoying an evening at home in Bear Creek Village with his wife, Renie.
Olivia Kirk is the Chief Operating Officer of Tier 1 Capital. Throughout her career, she has personally supported hundreds of clients through all stages of implementing their financial strategies.
Her work spans all stages of a client’s financial journey, such as: buying their first home, sending their children to college, expanding their business, purchasing business real estate, and planning for retirement.
As a core member of the company’s leadership team, Olivia plays a foundational role in supporting the College Planning aspect of the business, and all of her work is powered by the unique application of Tier 1 Capital’s Growth process.
Olivia’s promise to clients is to help them truly experience financial freedom by using strategies that minimize risk, increase accessibility, and put them in control of their money.
Julie is fueled by a deep-seated passion to transform the financial destinies of business owners and their families. Rich with diverse experience as a Financial Advisor, a Capital Raiser, and Project Consultant with Fortune 100 companies and startups, she has honed her skills in various sectors, making her a versatile leader and a resource for financial wisdom.
Her money-conscious approach, combined with her empathetic and consultative style, makes her a trusted guide to navigate the financial landscape with confidence. She believes wealth is not just monetary, but multifaceted. It touches personal life, family life, physical health, and mental health. It impacts career fulfillment, adventurous pursuits, philanthropic endeavors, and a person’s overall spiritual well-being. Her mission is to educate, empower, and illuminate paths to financial prosperity.
Through Tier 1 Capital, Julie is not only helping families and businesses build wealth, but instilling hope, fostering security, and crafting family legacies.
Nicole’s accomplishments include launching new markets and driving business growth across various start-up industries in Real Estate and Finance. With a wealth of experience in Business Development and Sales Leadership, she brings energy and innovation to every opportunity. Whether she’s connecting with others at conferences or leading strategic market discussions, Nicole’s passion for building meaningful partnerships shines through.
Fueled by her unwavering drive to make an impact, and her genuine enthusiasm for helping others achieve their financial goals, she is deeply committed to creating lasting relationships with her clients that have a long-lasting impact. With Tier 1 Capital, Nicole is committed to educating and empowering clients to build transformative, wealth building legacies that impact generations to come.
Dr. William Gordon Miller is a licensed agent at Tier 1 Capital, where he specializes in setting appointments, providing customer service, and assisting clients with insurance applications. In addition to his work at Tier 1 Capital, he continues his role as an Assistant Professor of Entrepreneurship at Troy University in Troy, AL, where he develops the entrepreneurship program.
Dr. Miller also works alongside Tim and Olivia, helping small business owners overcome cash flow challenges with tailored insurance solutions. He holds a BS in Music Education, an MA in Economics, and a PhD in Entrepreneurship, which complement his expertise in both financial planning and entrepreneurial strategies.
Outside of his professional roles, Dr. Miller enjoys spending time with his wife and 1-year-old son, reading, practicing music, and playing video games.
As a Certified Tax and Business Advisor (CTBA), she’s become indispensable to high-net-worth clients who’ve outgrown basic bookkeeping and traditional CPA advice. The mindset is simple: business owners must be radically more efficient with their money — especially when it comes to taxes. When we can help you keep more money, the next question is what smart things will you do with your money?
Aimee Spencer is a money strategist who helps business owners make intelligent decisions with their money — protecting what they’ve built, growing what they’ve earned, and uncovering strategic opportunities far beyond the vanilla financial playbook.
She empowers entrepreneurs to build wealth without falling for cookie-cutter strategies or industry noise disguised as guidance. While most are handed the same old advice — buy real estate, invest in the market, open a government-sponsored retirement account — Aimee offers a broader, well-crafted perspective grounded in real-world results.
With access to powerful strategies rarely advertised or understood outside the industry, she does the deep vetting her clients don’t have time for — pressure-testing every idea, spotting red flags, and bringing only what truly serves the bottom line.
Intuitive, principled, and quietly relentless in her research, Aimee acts as a financial thought partner to entrepreneurs who want clarity, confidence, and a sharper edge in how they manage their money.
Aimee and her husband thrive with a busy family life. She’s a boy mom of two athletes who keep her competitive spirit strong. Aimee believes that with dedication, discernment, and hard work, winning isn’t luck — it’s earned.
Romans 2:12
We’re Here to Help
Tier 1 Capital, LLC is here to help you achieve your financial goals through Privatized Banking. Our professional team of experts will show you how to build on this 200+ year proven method to become your own banker.
Ancient Spanish Proverb:
“Five things that come not back: the shot arrow, the sunken ship, the wrong turnings, the misleading word and the LOST OPPORTUNITY.”
Opportunity is knocking.
