Why Is Financial Freedom Elusive for Many?
Learn how To Make It Yours

Financial strategies that minimize risk, increase accessibility, and put you in control of your money.

Becoming financially independent isn’t as hard as you think it is.

It starts by taking control of your money.

Watch to See How

At Tier 1 Capital, we have been helping families regain control of their cash and keep more of it for over 30 years.

We Believe..

You should be in control of your money, not a financial institution and not the government.
Your retirement savings decisions should be based on processes not products.
You should be able to access your cash without asking permission.

Let’s face it, it’s not how much money you MAKE. It’s how much money you KEEP.

— What Clients are Saying —

The biggest surprise was how much money was available when we needed it. It’s like our income expanded exactly when we needed it to expand.

Mike and Liz B

One thing I admire about Tim is that he is incredibly patient and acknowledges your goals and then works with you over time to help you achieve these goals. There are so many things I have been able to pay for without using a traditional bank loan because of Tim and his guidance. Tim is also incredibly receptive to questions and is always readily available to answer any questions or concerns you may have. I feel very confident that I made the correct decision to work with Tim. I know that my financial future is much brighter because of him.

Nicole S.

I am a former practicing Big 4 CPA and met Tim probably 10 years ago. I had read Infinite Banking and was seeking a practitioner.

Throughout the years anytime I ever reached out he was always incredibly responsive, patient and knowledgable.

Robert F.

New York, New York

During the first year or two of working with Tim, it was difficult to be patient and wait for the money in the policies to accumulate. I greatly appreciated Tim’s persistence and guidance during these times because it was absolutely the best decision I made for my financial future.

Jim Thorpe Pa

Your ability to take the process of securing financial freedom and reverse engineer it in such a way that I do not even miss the money was very impressive, to say the least. Additionally, your ability to explain the process in such a way that makes me excited to see you again and again, I feel is what puts you leaps and bounds above others.

Frank C. Pittston Pa

I think you are great at giving personalized guidance and mentorship and utilizing IBC to address our family’s financial needs. You didn’t just sell us policies, you are always there for us by phone, text, e-mail or periodic meetings. This is a great thing that you provide for your clients.

Pierre and Gael G. Scranton Pa

You are great at helping us understand how best to use what money we have while working and simultaneously planning for retirement. How did you figure out this system? I can’t understand why everyone wouldn’t do this.

Enola Pa

We Can Help You Achieve:

Financial Freedom

With our 4-Step Growth Process you gain control over your money, the freedom to use it as you want, and accessibility to your long-term savings.

Financial Stability

Not only will you become debt-free, but you will have retirement security, reliable saving strategies, better cash flow, and financial protection for your family.

Financial Opportunity

Discover how to save your money tax-free and optimize your retirement, all with the flexibility to cover unexpected expenses today. Change your mindset!

Free Online Course: Four Steps to Financial Freedom

Learn how to accomplish your financial goals in four strategic steps with our free 1-hour course.

— Latest Posts from the Tier 1 Capital Blog–

Is It Possible to Take Out Life Insurance on Your Partner, Parent, or Business Partner?

24 hours ago 24 hours ago

Did you know you can buy life insurance on someone else’s life—not just your own? Under certain conditions, insuring a partner, parent, or business associate can provide financial security if you would face a financial setback from their passing. In this post, we’ll explore how this works, who qualifies, and why this strategy could be a smart move for protecting your financial future.

The Key to Financial Control: Why Cash Flow Matters More Than Rate of Return

10/18/2024 12:19 am

At Tier 1 Capital, we believe optimizing your cash flow is far more critical than chasing high rates of return. You can’t spend rate of return, but cash flow is the lifeblood of both your family and business. By identifying inefficiencies—what we call “money leaks”—you can plug those gaps and keep more money under your control. With better cash flow, you’re empowered to make smarter financial decisions, build savings, and avoid high-interest debt. It’s not about how much you earn, but how efficiently you manage what you have.

Learn how to take control of your cash flow and secure your financial future with our strategic approach.

Life Insurance Dividends vs. Investment Dividends: What’s the Smarter Choice for Growing Your Wealth?

10/10/2024 2:02 am

Whole life insurance with a mutually owned company offers a unique advantage: dividends. Unlike investment dividends, life insurance dividends are a return of overpaid premiums and are not taxable. These dividends can be reinvested to boost the cash value of your policy, leading to compounding growth over time. While dividends aren’t guaranteed, mutual insurance companies have a long history of paying them consistently. This feature makes whole life insurance a powerful tool for cash flow flexibility and long-term financial growth.

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Why Is Financial Freedom Elusive for Many? Learn how To Make It Yours