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Why Is Financial Freedom Elusive for Many?
Learn how To Make It Yours

Financial strategies that minimize risk, increase accessibility, and put you in control of your money.

Becoming financially independent isn’t as hard as you think it is.

It starts by taking control of your money.

Watch to See How

At Tier 1 Capital, we have been helping families regain control of their cash and keep more of it for over 30 years.

We Believe..

You should be in control of your money, not a financial institution and not the government.
Your retirement savings decisions should be based on processes not products.
You should be able to access your cash without asking permission.
Let’s face it, it’s not how much money you MAKE. It’s how much money you KEEP.

— What Clients are Saying —

I think you are great at giving personalized guidance and mentorship and utilizing IBC to address our family’s financial needs.  You didn’t just sell us policies, you are always there for us by phone, text, e-mail or periodic meetings. This is a great thing that you provide for your clients.

Pierre and Gael G. Scranton Pa

Tim, you are very patient and not pushy with presenting the information. I am quite comfortable knowing if an emergency comes up, I can get my invested money back versus paying fees to dip into my retirement.

Doug and Tracey B.

Your ability to take the process of securing financial freedom and reverse engineer it in such a way that I do not even miss the money was very impressive, to say the least.  Additionally, your ability to explain the process in such a way that makes me excited to see you again and again, I feel is what puts you leaps and bounds above others.

Frank C. Pittston Pa

The biggest surprise was how much money was available when we needed it. It’s like our income expanded exactly when we needed it to expand.

Mike and Liz B

During the first year or two of working with Tim, it was difficult to be patient and wait for the money in the policies to accumulate.  I greatly appreciated Tim’s persistence and guidance during these times because it was absolutely the best decision I made for my financial future.

Jim Thorpe Pa

One thing I admire about Tim is that he is incredibly patient and acknowledges your goals and then works with you over time to help you achieve these goals.  There are so many things I have been able to pay for without using a traditional bank loan because of Tim and his guidance.  Tim is also incredibly receptive to questions and is always readily available to answer any questions or concerns you may have.  I feel very confident that I made the correct decision to work with Tim.  I know that my financial future is much brighter because of him.

Nicole S.

I am a former practicing Big 4 CPA and met Tim probably 10 years ago. I had read Infinite Banking and was seeking a practitioner.

Throughout the years anytime I ever reached out he was always incredibly responsive, patient and knowledgable.

Robert F.

New York, New York

 We Can Help You Achieve:

Financial Freedom

With our 4-Step Growth Process you gain control over your money, the freedom to use it as you want, and accessibility to your long-term savings.

Financial Stability

Not only will you become debt-free, but you will have retirement security, reliable saving strategies, better cash flow, and financial protection for your family.

Financial Opportunity

Discover how to save your money tax-free and optimize your retirement, all with the flexibility to cover unexpected expenses today. Change your mindset!

Free Online Course: Four Steps to Financial Freedom
Learn how to accomplish your financial goals in four strategic steps with our free 1-hour course.
Register Now

— Latest Posts from the Tier 1 Capital Blog–

01
How to Grow Your Business Without Relying on Banks: Smart Cash Flow Strategies
2 days ago 2 days ago

Are you reinvesting all your profits back into your business but still dependent on banks for funding? Lack of liquidity can leave you vulnerable when you need capital the most. Learn how to take control of your business finances with strategic cash flow management, ensuring financial flexibility, security, and long-term growth—without relying on outside lenders. Discover how small tweaks in managing your money can make a big impact!

Read more
02
How to Protect Your Money from Inflation: Smart Financial Moves You Need to Know
02/14/2025 6:56 am

With inflation skyrocketing, managing your finances wisely is more important than ever. Learn five key strategies to protect your money, including conducting a spending audit, securing a long-term mortgage, optimizing your retirement contributions, leveraging smart financing instead of paying cash, and maintaining control over your cash flow. Stay financially agile and make inflation work for you instead of against you.

Read more
03
Proven Strategies to Maximize Cash Value Growth in Your Whole Life Insurance Policy
02/14/2025 1:44 am

Looking to accelerate the cash value growth of your whole life insurance policy? Discover four powerful strategies—limited pay policies, paid-up additions, term riders, and 1035 tax-free exchanges—that can supercharge your policy’s value. Learn how to maximize liquidity, financial control, and long-term benefits while keeping your money working for you.

Read more

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